Do you need to handle Bacs payments?

Written by Mark on November 12th, 2014

Bacs software is a kind of payment and documentation software which automates the payment and claiming of direct debits and direct credits across the entire financial sector. Any organization receiving or paying direct debits or direct credits in the UK has to make sure that it has the capability to receive Bacs payments, in order to safely, securely and legally carry out these transactions. Bacs is a term often used to refer to the universal UK automated payments system. In actual fact, the phrase means the not-for-profit group, owned by 16 UK banks and building societies, which controls and regulates the payments systems.

Direct debit is used by approximately 75% of UK adults to pay phone bills or subscriptions, or to make donations to charity€“ and it’s far more common for each adult to hold multiple direct debits. Meanwhile, direct credit is used by companies to pay recurring wages or salaries, and by UK benefits offices to distribute the hundreds of different benefits involved in the UK system: housing benefit, job-seekers benefit, child benefit etc.

In actual fact, most households pay out multiple direct debits and many receive multiple direct credits. At the same time a company or charity of any size typically needs Bacs software in place to be able to make or receive Bacs payments. When the organization gets bigger, its accounts payable departments are generally flooded with multiple direct debit payments. This means that most companies above a medium size and some small to medium enterprises use automated Bacs payment software to make sure that their payments are protected, accurate and efficient.

Although some still work with manual processing, this can leave offices open to fraud or simple losses through inefficiency. When a company receives and makes payments globally, an additional layer of complication is added. A good automated payments solution will validate and verify bank account information at every phase of payment, and will have software accredited by the Bacs group in place. This accreditation is a laborious process which involves direct supervision and training. This means that if a properly accredited software provider is employed, direct debit and direct credit payments are guaranteed to be safer and more effectual.

Companies often take to automated payment solutions because of their combination of cutting costs with wonderfully increased productivity. Payments can be most effectively handled by a expert software solution and if companies choose an accredited Bacs software solution provider, a huge weight is taken off the managers back.

http://www.bottomline.co.uk/

Recovery audit software can retrieve lost funds

Written by Mark on October 14th, 2014

How much oversight do you really have over your accounts? You might have a good idea of what is coming in and going out every quarter, but what do you know of the detail? The fact is that it would be impossibly time-consuming to have every payment you make or receive tallied against invoices, statements and other paperwork. That’s why duplicate payments, fraud and other errors can cost businesses so much. The more transactions you make, the more money you are likely to be throwing away due to payments that are unnecessary. An accounts payable audit helps you to pinpoint where the leaks are in your system, throwing up warning signals when it seems like you have paid businesses or suppliers when you shouldn’t have done. recovery audit software allows you to claw back what you have lost over time.

Often the problem will be innocent enough. The average invoice might have something like twelve fields of data in it. Fill out or copy one of these carelessly and the result could be an inaccurate payment – perhaps too much, perhaps too little, perhaps something that has been paid before. The mistake could have happened at your end or when the invoice was written. However, in some cases it’s more sinister than this. Unscrupulous suppliers might double-send an invoice, knowing that you don’t have the systems in place to catch such dodges. The amount might be familiar, and so it goes through the accounts without a second thought.

Duplicate payments and other forms of overpayment can be a significant fraction of a company’s turnover. If you engage in significant volumes of small transactions, then even a small proportion of these will start to make a mark in your profit margin – and could mean the difference between sinking and staying afloat. Carrying out an accounts payable audit will often pay for itself the first time you do it. However, you should use recovery audit software as soon as possible, because the longer you leave it the lower the chances of retrieving your money. Companies go out of business, and individuals die or move away. If this has happened then realistically there is little chance of being compensated. Perhaps more importantly, you need to know what is going wrong in the present – it won’t just be past mistakes. There may be instances of ongoing fraud you need to protect yourself against, or cases where repeated problems occur month after month, and cost you more and more as you go on.

Visit www.fiscaltec.com/accounts_payable_audit/recovery_auditors.html for more information.

London schoolwear supplier in growth for September

Written by Mark on September 28th, 2014

School clothes have always been a headache for London parents. With hundreds of different schools across the UK capital, including private schools with strict uniform codes, state secondaries with obscure or specific requirements, or primary schools requiring school uniforms for young children that get dirty in an instant, a good London schoolwear supplier is an invaluable asset to a hardworking parent.Â

Parents have to be extremely careful to make sure that children’s school clothes adhere stringently to all school regulations. Many London schools use school uniform as a way to accustom young children to the concepts of obeying rules, proper grooming and personal care. This means that infractions can result in letters home and even punishments for your child. Parents who send their children off at the beginning of term with easy to find uniform pieces that aren’t quite in line with school regulations usually find themselves making a second trip after all to secure the right items – and this second trip happens when a busy term has already started, visiting London schoolwear suppliers which may have run out of the correct items.Â

Selecting the right skirts, trousers, shirts, jumpers, blazers and ties for your child is another challenge. School clothes should be selected to allow maximum room for growth, while also fitting the child well. Tha is because, while children are easily embarrassed by clothes that don’t look “right” on them, uniforms can get extremely expensive if you don’t allow room for growth. To get the perfect balance, it’s a good idea to have a mediator. Take your children to a reputable supplier, who will have years of experience and can use that experience to pick out the perfect fit.Â

Many parents pick up other essential school items at the same time, as this makes a change from trying school clothes on when children get weary, and leaves you fully prepared for a new term. So purchases like sports bags, book bags, rucksacks, lunch boxes and stationery can be bought alongside clothes at the best London schoolwear suppliers. It’s also essential to know which activities each child is doing in the coming term, so that you can buy kit for Guides or Scouts, Cubs or Brownies, judo champions or beginner ballerinas!

Buying new school uniforms doesn’t have to be a hassle. Good prices can be found from reliable suppliers by doing a little research before going out on your round of the shops. With a small child, or multiple children, in tow, it’s best to know exactly where you’re headed ahead of time. And remember to stop off for a cake and a cup of tea!

Please visit http://www.uniform4kids.com/ for further information about this topic.

http://www.uniform4kids.com/

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The coach hire London residents need

Written by John on August 4th, 2014

Historically known as a ‘green and pleasant land’, Britain is best seen from the road. And luxury coach hire is an absolutely way to explore the county in the old-fashioned way, taking in all the beautiful fields, valleys and hills that the UK is famous for.

The tradition of group charabanc trips lives in on the modern world in minibus hire. It was a memorable day when high-speed rail travel was invented and it transformed British industry and society for ever – but it also came dangerously close to eliminating the experiences which inspired the likes of Wordsworth and Coleridge Wandering through quaint market towns, almost-forgotten villages, and remote but beautiful landscapes is when you can see British regions at their best. Nowadays, some people even travel across this small country by plane, meaning that all they experience are the sterile luxury bars in airports, rather than choosing coach hire London to Swansea or Manchester to Edinburgh. This means that the lush green countryside, proud Pennines and gorgeous lakes Britain has to offer are now seen by fewer and fewer people.

For those choosing a holiday using coach hire London is an obvious starting point for a journey. Not only is the city within easy driving distance of the most spectacular parts of southern England, including Hampshire’s New Forest – ‘Jane Austen’s Country’ – the historic cities of Oxford and Winchester and the sandy beaches around Bournemouth and Kent – but minibus hire that gets you right into the countryside are often extremely appealing to city folks whodeserve to escape the grime, sweat and overcrowding for a week or two (or simply for a long weekend!)

These city people can enjoy fantastic trips with extend family or friends in amazing locations in England, Scotland and Wales. Whether they’re heading to a remote British resort or taking a whole holiday on tour, stopping off at boutique B&Bs and gastropubs on the way, minibus hire is an increasingly appealing way to plan a memorable group holiday. Luxury coach hire is the way to get the old fashioned experience of properly touring the countryside, without having to quarrel\fight\squabble over who has to drive, pull over to argue about the route or suffer minor breakdowns if the SstNav goes kaput! Plus, the views from the high seats in a coach are truly phenomenal.

If you fancy a long trip, luxury coach hire can take you to such stunning sights as the Bronte’s ‘Wuthering Heights’ in the Pennines, the coastal road along the Atlantic at Ardnamurchan, Britain’s most westerly point, Britain’s most iconic Roman monument: Hadrian’s Wall. Or try out traditional cheeses in Cheshire, camp out on the ivory sands of South Wales’ Three Cliffs Bay, or hike through one of Britain’s 15 National Trails: with the of your air-conditioned and well-padded coach to see you on your way!

Please visit http://www.goldenboy.co.uk/ for further information about this topic.

http://www.goldenboy.co.uk/

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Powerpoint presentations: what’s the trick?

Written by Sandra on July 14th, 2014

Powerpoint design is something that anyone can do – and people with little or no training often do make Powerpoint presentations for all manner of reasons. In the best cases these are for internal use. However, when someone without any real talent or experience is creating a slide show for use in your sales presentations, you have a problem: you are trusting the future of a product or service to a very weak link in the chain.

The catch is that Powerpoint is so simple to use that it’s very much a victim of its own accessibility – or, more accurately, your sales pitches are the victim. Everyone has been to a terrible presentation where Powerpoint is used in such a way that it not only adds nothing – it detracts from the overall impact. In the worst cases, you will have a speaker delivering a monotone address from the front, with exactly the same words appearing overhead on a slide show. Contrary to popular opinion, this does not make boring material any more memorable. It just serves to send people to sleep.

Powerpoint is a remarkably powerful tool, if used properly. It needs to be integrated with your talk from the start, not added at the end as an afterthought (because that’s exactly what it will seem to be to your audience). Similarly, you shouldn’t repeat the content of your talk word-for-word on the slides. Although there’s some scope for drawing out facts and figures you want people to retain, the slides should complement, not duplicate your spoken presentation. One other point to remember is to keep your slides brief. Long sentences that distract the audience are unhelpful; pithy information is what you want. Keep it sparse – both the content and the number of slides. Down overload people. Use the slides to do something you can’t do with the spoken word, such as display a graph or chart that illustrates a key point.

Powerpoint design is critical to successful sales presentations, but comparatively few businesses understand the role that convincing Powerpoint presentations play in securing a bid. So important is it that there are companies dedicated to creating successful, integrated pitches, making the most of Powerpoint through years of experience. They can also offer training in how to use the best techniques, releasing your slide shows from the mediocrity that so many suffer from – to the detriment of the audience’s attention and your business.

Visit www.eyefulpresentations.com for further info.

Shop for sale in London -€“ to invest or to rent?

Written by Mark on March 19th, 2013

Commercial property London is subject to change at a second’s notice. Evolving demographic trends, new economic figures, the ups-and-downs of the retail sector: in order to secure a bargain you have to be prepared to put in the time and keep up with what’s happening. The choice of whether to plan for shops to rent in north London or go all-in and look for a shop for sale in London will depend very much on what relative costs are doing at any point in time, as well as the long-term prospects and, of course, your own financial status.

As things currently stand, there is heavy downward pressure on retail rents across London. There are a number of reasons for this, but chief amongst them are continuing economic anxieties, and limited confidence in the Eurozone, as well as the competition represented by the ever-growing online market. A number of high-profile bankruptcies – very recent and more broadly since the beginning of the Credit Crunch – have underscored the fragility of the high street. 2012 was not a good year, with Blockbuster, HMV and Jessops (to name just three) vanishing from the scene.

Why might this be good news? Well, it’s a brave firm that looks to set up in this climate, for starters. But those businesses which do establish in a recession are generally leaner and tougher than the ones which start in good years. Plus, rents are lower at the moment than at any period in the recent past. Empty shops mean decreasing rents, and many surveyors say the trend may continue longer still. This is in contrast to the industrial and office sector, where demand is gradually picking up.

Where does this leave you? If you are looking for shops to let in north London, there may never be as good a time as now. If your business is viable and waiting to start – or expand – then you can pick up a bargain and hit the ground running. If you’re a landlord looking for a shop for sale in London to add to your portfolio, then this presents a rather different dynamic, with lower yields than you might otherwise enjoy. The key thing is to remember that the commercial property London market is not homogeneous; the headline figures you read in the papers mask a vast difference between sectors and in different areas. Choose carefully, plan well and act decisively – and you won’t regret it.

Please visit http://www.claridges-commercial.co.uk for further information about this topic.

http://www.claridges-commercial.co.uk

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External louvres: what they achieve for your organisation

Written by John on March 5th, 2013

In its simplest form the brise soleil is little more than a textured wall, and yet in some of its better-known incarnations this architectural device is stunning and detailed in its execution. The Milwaukee Art Museum is world-famous for its folding, automatic wing-style brise soleil. However, in other cases they just take the form of a concrete surface – horizontal or vertical – with spaces in. The idea is that these will let through some but not all of the sunlight that hits them. The exact amount will rely on a number of factors, including the climate, latitude, direction the building is facing and the time of day and year. Variations on this theme include glass louvres and other forms of external louvres. Although they may seem very different, the same principles are employed, and for the same ends.

Effectively, the purpose of all these devices is to limit the amount of sunlight coming through them at key points, whilst still making the most of it at other times. Take a large, modern office building, for example, which may have a broad south-facing window. In the winter this will be a asset to the building (so long as it is properly insulated) since it will let in large amounts of sunlight – thereby cutting down on artificial lighting and heating and their associated expenses. Passive, natural heat and light are typically more comfortable than central heating and electric lights. However, in the summer such a large window would present a significant problem. Without adequate shading, the amount of heat and light it lets in would make the office space hotter than was comfortable (or, in some jurisdictions, legal). The purpose of the brise soleil and external louvres are to vary the incoming sunlight at different times of the day and year. Low-angle morning/evening and winter light is encouraged; hotter, high-angle midday and summer sun is blocked.

Some glass louvres are equipped with photovoltaic systems to generate power as well as limit unwanted light and heat. In other cases, external louvres are automated so that their angle can be customised for the exact circumstances and weather conditions; the one-size-fits-all approach is useful up to a point, but can often be improved. But even a basic brise soleil can make a huge difference, cutting down the need for heating and air conditioning, and therefore improving energy bills in the process.

Please visit http://www.maplesunscreening.co.uk/ for further information about this topic.

http://www.maplesunscreening.co.uk/

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Coach hire London -€“ for an easy journey

Written by Sandra on December 26th, 2012

With diesel prices set to go up even further, travelling independently is growing ever more costly. Unfortunately, public transport is suffering from a lack of investment at the same time, meaning that for many people there is no decent alternative to filling up the car and driving themselves. There are many ways around these trends, such as lift-sharing and home-working. For group excursions, minibus hire or coach hire london are ways of spreading the costs between a number of people, whilst still taking a single vehicle – something that has several advantages. Luxury coach hire is another option, since the money saved in the economies of scale enables better vehicles to be rented.

Clubbing together in such a way has a range of benefits. Not least are the advantages for the environment: instead of a dozen or two dozen individuals or families travelling separately, they can all go together after meeting at a local rendezvous point. That means a fraction of the carbon emissions and other pollutants associated with driving. There are financial savings to be made, too. Although a single large vehicle like a bus or coach is more expensive to run, it moves many people. The larger the vehicle the more proportionately inexpensive it tends to be, as the unit cost falls. Minibus hire or coach hire London can therefore be a significantly more cost-effective way of organising corporate travel than many of the alternatives – including driving separately or taking public transport, which is often just as problematic.

A further benefit is the logistical side of things: there’s no need to think about getting everyone to the same place at the same time. Instead, the provided driver (or drivers, for long journeys) will take everyone – meaning that there’s not necessarily a designated driver in your group, so everyone can relax and enjoy the trip. This is particularly welcome in the case of excursions to the continent, where luxury coach travel really comes into its own. coach hire london offering this as an option will have some outstanding vehicles, packed with all the mod cons and entertainment you would usually expect from a flight. Even in the case of minibus hire, it is often far more convenient to have everyone go together. That means no one gets lost, and if you are following an itinerary there will be no waiting around if one or other car breaks down or takes an unexpected detour.

Please visit http://www.goldenboy.co.uk/ for further information about this topic.

http://www.goldenboy.co.uk/

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School uniforms made for children who work and play hard

Written by John on November 9th, 2012

Most parents will concur that the four years between a child’s birth and his or her first day at school is one that just flies by. Naturally we focus on the child when we think of what that first day at school represents. However, the parents are often unprepared too: school systems normally undergo huge changes in the years that pass between being a pupil oneself, and being the parent or carer of a child of school age. Over the years we forget the details, the regulations and the rules that once governed our tender lives. And school clothes rules may fall into this category of forgotten things. Helpfully, a professional London schoolwear supplier won’t forget about uniforms. This is just as well: school uniforms have so many variations and complications that the layman must be informed by a specialist in the field.

There are many pertinent considerations here. First things first: what is your budget? It is often expensive to buy each and every item of school clothing brand new. Some items, such as trousers and school jumpers tend not to survive many hand-downs through the generations but if a child has had a growth spurt shortly after acquiring a fantastic new jumper it may well be worth passing on. And this will save you a fair sum. Some schools arrange second-hand uniform fairs, where it’s easy to find such people and be thrifty, perhaps even make some friends along the way. But if this is not an option just ask your schoolwear supplier for an alternative recommendation – a website, for example. In a worst case scenario you can purchase everything new for your first child and then keep the items that remain in good condition for their younger brothers and sisters. Let’s hope they’re all roughly the same dimensions.

Basically, it’s worth recalling that the London schoolwear supplier has your best interests at heart. Shopping for school clothes can be a headache, especially if you bring young children to the shops, which is often unavoidable if they’re to try things for size or if you don’t have anyone to mind the youngsters while you’re shopping. It’s true that school uniforms can be bought on the internet but you must take extra care when making sure that all items comply with the school’s requirements.

Please visit http://www.uniform4kids.com/ for further information about this topic.

http://www.uniform4kids.com/

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Shop for sale in London if you’€™ve got the vision.

Written by John on July 15th, 2012

As east London loses its youthful attractiveness due to the increased prices commercial property London, the north retains much of its long-established charm. While areas like Islington are clearly chic and pricey, many of the local neighbourhoods are more down to earth and able to attract a diverse set of residents and clientèle. Therefore, shops to rent in north London offer thrilling opportunities for those who are planning to grow their businesses. Camden and Holloway Road are two north London addresses that could do with having some new life breathed into them. And new shops and other businesses setting up here have the ability to do just that. Many people think that the best business opportunities exist in the online realm these days. In fact, this thinking is misguided: with so much competition on the internet it is really difficult to establish customer loyalty. Fast and often short-term solutions are sought online whereas a shop for sale in london can exist as a community hub offering a whole lot more than an affordable product.

Indeed, in an age where many of us work in relative separation, beavering away in an office with our computer screens for company and little communal space available even during lunch breaks, it is physical social space that we hanker after more and more. The commercial properties available in London can of course be used as office spaces to let or as internet cafés, perhaps only promoting 21st century alienation at the hands of technology. However, traditional cafés, film rental shops, commercial art studios, restaurants and independent shops offer spaces to reflect, talk with the owners and fellow customers, and to receive a personally tailored service that suits your needs. The Film Shop, existing in three different London locations is just one instance of a business that is really encouraging community feeling. These small premises, painted in stylish black and white, contain staff members to whom the term film buff almost does them an injustice. Because the staff here have a wealth, nay a mine of film-based knowledge and can recommend you something you’re sure to like just by asking you a few simple questions about your interests.

Devotees like these film experts are the types of people that north London demands on its high streets. And if they have long term vision and financial encouragement, a shop for sale in london can offer the staying power that shops to rent in north London do not. Whatever the entrepreneurial idea, commercial property London provides what the web simply does not.

Please visit http://www.claridges-commercial.co.uk for further information about this topic.

http://www.claridges-commercial.co.uk

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